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Net 'luring Christmas shoppers'
The UK figure is twice as high as that for people in Germany and France.
Credit cards
However, 25% of Britons will use loans and credit cards to fund their generosity, Axa said.
Mintel says the top gifts this year will be music, videos, DVDs and computer software all of which can be bought over the internet.
"This Christmas is set to be a tough one for High street retailers," said Richard Perks, Mintel's director of retail research.
"Tesco on one hand and internet retailers on the other will take the majority of retail growth and the High street is going to be squeezed in between the two."
Internet shoppers tend to be younger and relatively affluent, according to Mintel's UK Retail Briefing report.
But high street stores should get a late surge in shoppers this year because Christmas Eve falls on a Saturday, the report added.
Story from BBC NEWS: http://news.bbc.co.uk/go/pr/fr/-/1/hi/business/4512040.stm
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